Effective Date: 04.04.25

Welcome to UGC Growth Lab. By accessing or using this website, purchasing any products, or engaging with our services, you agree to the following Terms and Conditions (“Terms”). Please read them carefully before using our site.

These Terms constitute a legally binding agreement between you (“you” or “the user”) and UGC Growth Lab, a partnership based in New Jersey (“we,” “us,” or “our”). If you do not agree with these Terms, please do not use our website or services.

1. Use of This Website

You must be at least 18 years old or have the permission of a parent or legal guardian to use this site. While we do not market our services to children, we do not restrict access based on age.

By using our website, subscribing to our services, or downloading our materials, you confirm that you are legally able to enter into a binding contract and agree to comply with these Terms and all applicable laws.

2. Products & Services

UGC Growth Lab offers digital services, interactive educational materials, coaching sessions, and paid subscriptions. Some free content may also be available in exchange for your email address.

All digital content is intended for informational and educational purposes only. No part of this site or its content constitutes legal, financial, or professional advice.

3. Intellectual Property

All content on this site—including but not limited to guides, PDFs, videos, templates, and coaching frameworks—is the exclusive property of UGC Growth Lab and is protected by copyright law.

You may not reproduce, share, distribute, modify, or resell any content without express written permission from us. All rights are reserved.

4. Payment & Access

All payments are processed securely via third-party services such as Stripe. Once your purchase is complete, you will receive access to your digital products through our member portal.

Access is granted to the individual purchaser only. Sharing login credentials or redistributing materials is strictly prohibited.

5. Refunds & Cancellations

Digital Products: Due to the nature of downloadable content, all digital product sales are final and non-refundable.

Coaching Sessions: Coaching sessions may be rescheduled or refunded with at least 24 hours’ notice. Cancellations within 24 hours of the scheduled time are non-refundable and non-transferable.

6. Disclaimers

All content, coaching, and materials provided by UGC Growth Lab are for informational and educational purposes only and should not be construed as legal, financial, medical, or professional advice.

While we strive to provide accurate and helpful guidance, we make no guarantees regarding business outcomes, deal success, or content performance. You are solely responsible for how you use the information and materials provided.

7. Limitation of Liability

Under no circumstances will UGC Growth Lab, its partners, or affiliates be liable for any direct, indirect, incidental, or consequential damages resulting from your use of our site, products, or services.

By using this website, you agree to hold us harmless for any losses, injuries, or issues arising from your participation in coaching, use of our materials, or reliance on our content.

8. User Conduct

You agree to use this site and its content for lawful purposes only. Any unauthorized use, including but not limited to misuse of content, false representation, or violation of intellectual property rights, may result in account termination and legal action.

9. Privacy

Please refer to our Privacy Policy for details on how we collect, use, and store your personal information.

10. Modifications

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of this website after any changes constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the State of New Jersey, without regard to its conflict of law principles.